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2026 conforming loan limit: Nicollet County, MN

Quick answer

Nicollet County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $270,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,756 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$270,300
Minnesota median home value$329,300
Limit ÷ median home value3.08×
Median household income$79,756
Median home value ÷ income3.4×
Population34,411
Median property tax paid (owners)$3,046
Effective property tax rate (approx.)1.13%
Owner-occupied homes72.2%
Home value rank in Minnesota26 of 87 counties
Neighbor: Blue Earth County, MNlimit $832,750; median home $266,700
Neighbor: Brown County, MNlimit $832,750; median home $191,200
Neighbor: Le Sueur County, MNlimit $832,750; median home $316,500
Neighbor: Renville County, MNlimit $832,750; median home $163,200
Neighbor: Sibley County, MNlimit $832,750; median home $231,900

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Nicollet County's median home value is 18% below the state median of $329,300 (rank 26 of 87). Among its 5 neighboring counties, Le Sueur County has the highest median home value ($316,500) and Renville County the lowest ($163,200); all share the same loan limit. Owners pay a median $3,046 a year in property tax, an effective rate of about 1.13% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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