Lake County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 8.5 times the county's median home value of $97,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $28,814 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $97,900 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 8.51× |
| Median household income | $28,814 |
| Median home value ÷ income | 3.4× |
| Population | 6,579 |
| Median property tax paid (owners) | $653 |
| Effective property tax rate (approx.) | 0.67% |
| Owner-occupied homes | 47.8% |
| Home value rank in Tennessee | 95 of 95 counties |
| Neighbor: Fulton County, KY | limit $832,750; median home $79,100 |
| Neighbor: New Madrid County, MO | limit $832,750; median home $111,800 |
| Neighbor: Pemiscot County, MO | limit $832,750; median home $97,000 |
| Neighbor: Dyer County, TN | limit $832,750; median home $166,400 |
| Neighbor: Obion County, TN | limit $832,750; median home $133,600 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Lake County's median home value is 66% below the state median of $286,700 (rank 95 of 95). Among its 5 neighboring counties, Dyer County has the highest median home value ($166,400) and Fulton County the lowest ($79,100); all share the same loan limit. Owners pay a median $653 a year in property tax, an effective rate of about 0.67% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lake County, OH
- 2026 conforming loan limit: Lake County, OR
- 2026 conforming loan limit: Lake County, SD
- 2026 conforming loan limit: Lake Of The Woods County, MN
- 2026 conforming loan limit: Lamar County, AL
- 2026 conforming loan limit: Lamar County, GA
- 2026 conforming loan limit: Lamar County, MS
- 2026 conforming loan limit: Lamar County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.