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2026 conforming loan limit: Lamar County, GA

Quick answer

Lamar County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $216,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,062 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$216,500
Georgia median home value$303,300
Limit ÷ median home value3.85×
Median household income$67,062
Median home value ÷ income3.2×
Population19,571
Median property tax paid (owners)$1,864
Effective property tax rate (approx.)0.86%
Owner-occupied homes75.7%
Home value rank in Georgia61 of 159 counties
Neighbor: Butts County, GAlimit $832,750; median home $240,600
Neighbor: Monroe County, GAlimit $832,750; median home $271,200
Neighbor: Pike County, GAlimit $832,750; median home $305,600
Neighbor: Spalding County, GAlimit $832,750; median home $228,700
Neighbor: Upson County, GAlimit $832,750; median home $168,700

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lamar County's median home value is 29% below the state median of $303,300 (rank 61 of 159). Among its 5 neighboring counties, Pike County has the highest median home value ($305,600) and Upson County the lowest ($168,700); all share the same loan limit. Owners pay a median $1,864 a year in property tax, an effective rate of about 0.86% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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