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2026 conforming loan limit: Jefferson County, KS

Quick answer

Jefferson County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $216,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $81,278 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$216,900
Kansas median home value$217,200
Limit ÷ median home value3.84×
Median household income$81,278
Median home value ÷ income2.7×
Population18,349
Median property tax paid (owners)$2,733
Effective property tax rate (approx.)1.26%
Owner-occupied homes85.7%
Home value rank in Kansas9 of 105 counties
Neighbor: Atchison County, KSlimit $832,750; median home $145,700
Neighbor: Douglas County, KSlimit $832,750; median home $309,400
Neighbor: Jackson County, KSlimit $832,750; median home $207,300
Neighbor: Leavenworth County, KSlimit $832,750; median home $282,900
Neighbor: Shawnee County, KSlimit $832,750; median home $180,900

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 0% below the state median of $217,200 (rank 9 of 105). Among its 5 neighboring counties, Douglas County has the highest median home value ($309,400) and Atchison County the lowest ($145,700); all share the same loan limit. Owners pay a median $2,733 a year in property tax, an effective rate of about 1.26% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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