Jefferson County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,620 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $163,400 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.10× |
| Median household income | $61,620 |
| Median home value ÷ income | 2.7× |
| Population | 15,705 |
| Median property tax paid (owners) | $2,311 |
| Effective property tax rate (approx.) | 1.41% |
| Owner-occupied homes | 67.7% |
| Home value rank in Iowa | 47 of 99 counties |
| Neighbor: Davis County, IA | limit $832,750; median home $161,900 |
| Neighbor: Henry County, IA | limit $832,750; median home $164,300 |
| Neighbor: Keokuk County, IA | limit $832,750; median home $118,700 |
| Neighbor: Van Buren County, IA | limit $832,750; median home $114,600 |
| Neighbor: Wapello County, IA | limit $832,750; median home $125,100 |
| Neighbor: Washington County, IA | limit $832,750; median home $203,900 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 21% below the state median of $208,000 (rank 47 of 99). Among its 6 neighboring counties, Washington County has the highest median home value ($203,900) and Van Buren County the lowest ($114,600); all share the same loan limit. Owners pay a median $2,311 a year in property tax, an effective rate of about 1.41% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, CO
- 2026 conforming loan limit: Jefferson County, FL
- 2026 conforming loan limit: Jefferson County, GA
- 2026 conforming loan limit: Jefferson County, ID
- 2026 conforming loan limit: Jefferson County, IL
- 2026 conforming loan limit: Jefferson County, IN
- 2026 conforming loan limit: Jefferson County, KS
- 2026 conforming loan limit: Jefferson County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.