Jefferson County, Florida has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $232,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,212 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $232,600 |
| Florida median home value | $359,000 |
| Limit ÷ median home value | 3.58× |
| Median household income | $61,212 |
| Median home value ÷ income | 3.8× |
| Population | 15,091 |
| Median property tax paid (owners) | $1,439 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 75.9% |
| Home value rank in Florida | 43 of 67 counties |
| Neighbor: Leon County, FL | limit $832,750; median home $301,800 |
| Neighbor: Madison County, FL | limit $832,750; median home $116,200 |
| Neighbor: Taylor County, FL | limit $832,750; median home $114,600 |
| Neighbor: Wakulla County, FL | limit $832,750; median home $258,300 |
| Neighbor: Brooks County, GA | limit $832,750; median home $139,200 |
| Neighbor: Thomas County, GA | limit $832,750; median home $196,700 |
Across Florida's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $990,150, with 1 high-cost county. Jefferson County's median home value is 35% below the state median of $359,000 (rank 43 of 67). Among its 6 neighboring counties, Leon County has the highest median home value ($301,800) and Taylor County the lowest ($114,600); all share the same loan limit. Owners pay a median $1,439 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jefferson County, AL
- 2026 conforming loan limit: Jefferson County, AR
- 2026 conforming loan limit: Jefferson County, CO
- 2026 conforming loan limit: Jefferson County, GA
- 2026 conforming loan limit: Jefferson County, IA
- 2026 conforming loan limit: Jefferson County, ID
- 2026 conforming loan limit: Jefferson County, IL
- 2026 conforming loan limit: Jefferson County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.