Jefferson County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $113,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,096 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $113,400 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 7.34× |
| Median household income | $51,096 |
| Median home value ÷ income | 2.2× |
| Population | 64,802 |
| Median property tax paid (owners) | $745 |
| Effective property tax rate (approx.) | 0.66% |
| Owner-occupied homes | 61.8% |
| Home value rank in Arkansas | 52 of 75 counties |
| Neighbor: Arkansas County, AR | limit $832,750; median home $138,100 |
| Neighbor: Cleveland County, AR | limit $832,750; median home $137,600 |
| Neighbor: Grant County, AR | limit $832,750; median home $161,700 |
| Neighbor: Lincoln County, AR | limit $832,750; median home $108,000 |
| Neighbor: Lonoke County, AR | limit $832,750; median home $193,600 |
| Neighbor: Pulaski County, AR | limit $832,750; median home $214,700 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jefferson County's median home value is 40% below the state median of $188,000 (rank 52 of 75). Among its 6 neighboring counties, Pulaski County has the highest median home value ($214,700) and Lincoln County the lowest ($108,000); all share the same loan limit. Owners pay a median $745 a year in property tax, an effective rate of about 0.66% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jeff Davis County, GA
- 2026 conforming loan limit: Jeff Davis County, TX
- 2026 conforming loan limit: Jefferson County, AL
- 2026 conforming loan limit: Jefferson County, CO
- 2026 conforming loan limit: Jefferson County, FL
- 2026 conforming loan limit: Jefferson County, GA
- 2026 conforming loan limit: Jefferson County, IA
- 2026 conforming loan limit: Jefferson County, ID
Last updated 2026-10-16. Data only, not financial or tax advice.