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2026 conforming loan limit: Iron County, MO

Quick answer

Iron County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $119,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,850 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$119,300
Missouri median home value$230,300
Limit ÷ median home value6.98×
Median household income$48,850
Median home value ÷ income2.4×
Population9,446
Median property tax paid (owners)$810
Effective property tax rate (approx.)0.68%
Owner-occupied homes75.1%
Home value rank in Missouri100 of 115 counties
Neighbor: Crawford County, MOlimit $832,750; median home $172,600
Neighbor: Dent County, MOlimit $832,750; median home $167,500
Neighbor: Madison County, MOlimit $832,750; median home $159,000
Neighbor: Reynolds County, MOlimit $832,750; median home $151,700
Neighbor: St. Francois County, MOlimit $832,750; median home $169,300
Neighbor: Washington County, MOlimit $832,750; median home $129,400
Neighbor: Wayne County, MOlimit $832,750; median home $107,400

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Iron County's median home value is 48% below the state median of $230,300 (rank 100 of 115). Among its 7 neighboring counties, Crawford County has the highest median home value ($172,600) and Wayne County the lowest ($107,400); all share the same loan limit. Owners pay a median $810 a year in property tax, an effective rate of about 0.68% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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