Iredell County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $321,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $81,419 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $321,400 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 2.59× |
| Median household income | $81,419 |
| Median home value ÷ income | 3.9× |
| Population | 196,544 |
| Median property tax paid (owners) | $1,952 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 71.9% |
| Home value rank in North Carolina | 19 of 100 counties |
| Neighbor: Alexander County, NC | limit $832,750; median home $211,800 |
| Neighbor: Cabarrus County, NC | limit $832,750; median home $354,800 |
| Neighbor: Catawba County, NC | limit $832,750; median home $241,600 |
| Neighbor: Davie County, NC | limit $832,750; median home $253,900 |
| Neighbor: Lincoln County, NC | limit $832,750; median home $321,000 |
| Neighbor: Mecklenburg County, NC | limit $832,750; median home $406,800 |
| Neighbor: Rowan County, NC | limit $832,750; median home $238,400 |
| Neighbor: Wilkes County, NC | limit $832,750; median home $168,800 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Iredell County's median home value is 11% above the state median of $288,900 (rank 19 of 100). Among its 8 neighboring counties, Mecklenburg County has the highest median home value ($406,800) and Wilkes County the lowest ($168,800); all share the same loan limit. Owners pay a median $1,952 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limits in Iowa by county
- 2026 conforming loan limit: Iowa County, IA
- 2026 conforming loan limit: Iowa County, WI
- 2026 conforming loan limit: Irion County, TX
- 2026 conforming loan limit: Iron County, MI
- 2026 conforming loan limit: Iron County, MO
- 2026 conforming loan limit: Iron County, UT
- 2026 conforming loan limit: Iron County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.