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2026 conforming loan limit: Iron County, UT

Quick answer

Iron County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $379,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,247 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$379,000
Utah median home value$489,400
Limit ÷ median home value2.20×
Median household income$66,247
Median home value ÷ income5.7×
Population62,252
Median property tax paid (owners)$1,558
Effective property tax rate (approx.)0.41%
Owner-occupied homes68.3%
Home value rank in Utah16 of 29 counties
Neighbor: Lincoln County, NVlimit $832,750; median home $219,500
Neighbor: Beaver County, UTlimit $832,750; median home $283,700
Neighbor: Garfield County, UTlimit $832,750; median home $318,100
Neighbor: Kane County, UTlimit $832,750; median home $410,900
Neighbor: Washington County, UTlimit $832,750; median home $510,700

Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Iron County's median home value is 23% below the state median of $489,400 (rank 16 of 29). Among its 5 neighboring counties, Washington County has the highest median home value ($510,700) and Lincoln County the lowest ($219,500); all share the same loan limit. Owners pay a median $1,558 a year in property tax, an effective rate of about 0.41% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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