Isabella County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $170,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,237 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $170,400 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 4.89× |
| Median household income | $55,237 |
| Median home value ÷ income | 3.1× |
| Population | 64,565 |
| Median property tax paid (owners) | $2,276 |
| Effective property tax rate (approx.) | 1.34% |
| Owner-occupied homes | 61.8% |
| Home value rank in Michigan | 47 of 83 counties |
| Neighbor: Clare County, MI | limit $832,750; median home $133,800 |
| Neighbor: Gladwin County, MI | limit $832,750; median home $162,300 |
| Neighbor: Gratiot County, MI | limit $832,750; median home $147,500 |
| Neighbor: Mecosta County, MI | limit $832,750; median home $178,900 |
| Neighbor: Midland County, MI | limit $832,750; median home $195,400 |
| Neighbor: Montcalm County, MI | limit $832,750; median home $185,500 |
| Neighbor: Osceola County, MI | limit $832,750; median home $155,400 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Isabella County's median home value is 26% below the state median of $231,600 (rank 47 of 83). Among its 7 neighboring counties, Midland County has the highest median home value ($195,400) and Clare County the lowest ($133,800); all share the same loan limit. Owners pay a median $2,276 a year in property tax, an effective rate of about 1.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Isanti County, MN
- 2026 conforming loan limit: Island County, WA
- 2026 conforming loan limit: Isle Of Wight County, VA
- 2026 conforming loan limit: Issaquena County, MS
- 2026 conforming loan limit: Itasca County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.