Iowa County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $193,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,223 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $193,900 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 4.29× |
| Median household income | $71,223 |
| Median home value ÷ income | 2.7× |
| Population | 16,507 |
| Median property tax paid (owners) | $2,629 |
| Effective property tax rate (approx.) | 1.36% |
| Owner-occupied homes | 76.6% |
| Home value rank in Iowa | 25 of 99 counties |
| Neighbor: Benton County, IA | limit $832,750; median home $208,200 |
| Neighbor: Johnson County, IA | limit $832,750; median home $308,600 |
| Neighbor: Keokuk County, IA | limit $832,750; median home $118,700 |
| Neighbor: Linn County, IA | limit $832,750; median home $214,300 |
| Neighbor: Poweshiek County, IA | limit $832,750; median home $209,300 |
| Neighbor: Tama County, IA | limit $832,750; median home $148,600 |
| Neighbor: Washington County, IA | limit $832,750; median home $203,900 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Iowa County's median home value is 7% below the state median of $208,000 (rank 25 of 99). Among its 7 neighboring counties, Johnson County has the highest median home value ($308,600) and Keokuk County the lowest ($118,700); all share the same loan limit. Owners pay a median $2,629 a year in property tax, an effective rate of about 1.36% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limits in Iowa by county
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- 2026 conforming loan limit: Iron County, MI
- 2026 conforming loan limit: Iron County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.