Lafayette County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $216,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,612 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $216,500 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 3.85× |
| Median household income | $80,612 |
| Median home value ÷ income | 2.7× |
| Population | 33,115 |
| Median property tax paid (owners) | $1,581 |
| Effective property tax rate (approx.) | 0.73% |
| Owner-occupied homes | 75.7% |
| Home value rank in Missouri | 25 of 115 counties |
| Neighbor: Carroll County, MO | limit $832,750; median home $117,500 |
| Neighbor: Jackson County, MO | limit $832,750; median home $230,500 |
| Neighbor: Johnson County, MO | limit $832,750; median home $235,700 |
| Neighbor: Pettis County, MO | limit $832,750; median home $166,300 |
| Neighbor: Ray County, MO | limit $832,750; median home $198,800 |
| Neighbor: Saline County, MO | limit $832,750; median home $150,500 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lafayette County's median home value is 6% below the state median of $230,300 (rank 25 of 115). Among its 6 neighboring counties, Johnson County has the highest median home value ($235,700) and Carroll County the lowest ($117,500); all share the same loan limit. Owners pay a median $1,581 a year in property tax, an effective rate of about 0.73% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Laclede County, MO
- 2026 conforming loan limit: Lafayette County, AR
- 2026 conforming loan limit: Lafayette County, FL
- 2026 conforming loan limit: Lafayette County, MS
- 2026 conforming loan limit: Lafayette County, WI
- 2026 conforming loan limit: Lafayette Parish, LA
- 2026 conforming loan limit: Lafourche Parish, LA
- 2026 conforming loan limit: Lagrange County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.