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2026 conforming loan limit: Lafayette County, WI

Quick answer

Lafayette County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $194,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,462 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$194,500
Wisconsin median home value$266,500
Limit ÷ median home value4.28×
Median household income$76,462
Median home value ÷ income2.5×
Population16,942
Median property tax paid (owners)$3,053
Effective property tax rate (approx.)1.57%
Owner-occupied homes80.2%
Home value rank in Wisconsin56 of 72 counties
Neighbor: Jo Daviess County, ILlimit $832,750; median home $209,900
Neighbor: Stephenson County, ILlimit $832,750; median home $134,900
Neighbor: Grant County, WIlimit $832,750; median home $200,700
Neighbor: Green County, WIlimit $832,750; median home $250,200
Neighbor: Iowa County, WIlimit $832,750; median home $265,000

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lafayette County's median home value is 27% below the state median of $266,500 (rank 56 of 72). Among its 5 neighboring counties, Iowa County has the highest median home value ($265,000) and Stephenson County the lowest ($134,900); all share the same loan limit. Owners pay a median $3,053 a year in property tax, an effective rate of about 1.57% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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