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2026 conforming loan limit: Lagrange County, IN

Quick answer

Lagrange County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $255,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,487 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$255,900
Indiana median home value$218,200
Limit ÷ median home value3.25×
Median household income$84,487
Median home value ÷ income3.0×
Population40,805
Median property tax paid (owners)$1,403
Effective property tax rate (approx.)0.55%
Owner-occupied homes83.0%
Home value rank in Indiana9 of 92 counties
Neighbor: Dekalb County, INlimit $832,750; median home $194,100
Neighbor: Elkhart County, INlimit $832,750; median home $210,400
Neighbor: Noble County, INlimit $832,750; median home $196,800
Neighbor: Steuben County, INlimit $832,750; median home $216,200
Neighbor: Branch County, MIlimit $832,750; median home $162,500
Neighbor: St. Joseph County, MIlimit $832,750; median home $178,300

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lagrange County's median home value is 17% above the state median of $218,200 (rank 9 of 92). Among its 6 neighboring counties, Steuben County has the highest median home value ($216,200) and Branch County the lowest ($162,500); all share the same loan limit. Owners pay a median $1,403 a year in property tax, an effective rate of about 0.55% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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