Lafayette County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $315,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,185 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $315,400 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 2.64× |
| Median household income | $67,185 |
| Median home value ÷ income | 4.7× |
| Population | 58,327 |
| Median property tax paid (owners) | $1,719 |
| Effective property tax rate (approx.) | 0.55% |
| Owner-occupied homes | 63.8% |
| Home value rank in Mississippi | 1 of 82 counties |
| Neighbor: Calhoun County, MS | limit $832,750; median home $90,300 |
| Neighbor: Marshall County, MS | limit $832,750; median home $167,900 |
| Neighbor: Panola County, MS | limit $832,750; median home $127,800 |
| Neighbor: Pontotoc County, MS | limit $832,750; median home $157,100 |
| Neighbor: Tate County, MS | limit $832,750; median home $209,000 |
| Neighbor: Union County, MS | limit $832,750; median home $163,400 |
| Neighbor: Yalobusha County, MS | limit $832,750; median home $122,300 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lafayette County's median home value is 86% above the state median of $169,800 (rank 1 of 82). Among its 7 neighboring counties, Tate County has the highest median home value ($209,000) and Calhoun County the lowest ($90,300); all share the same loan limit. Owners pay a median $1,719 a year in property tax, an effective rate of about 0.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lafayette County, AR
- 2026 conforming loan limit: Lafayette County, FL
- 2026 conforming loan limit: Lafayette County, MO
- 2026 conforming loan limit: Lafayette County, WI
- 2026 conforming loan limit: Lafayette Parish, LA
- 2026 conforming loan limit: Lafourche Parish, LA
- 2026 conforming loan limit: Lagrange County, IN
- 2026 conforming loan limit: Lajas Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.