Jerome County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $271,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,724 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $271,800 |
| Idaho median home value | $418,600 |
| Limit ÷ median home value | 3.06× |
| Median household income | $71,724 |
| Median home value ÷ income | 3.8× |
| Population | 25,173 |
| Median property tax paid (owners) | $1,725 |
| Effective property tax rate (approx.) | 0.63% |
| Owner-occupied homes | 75.2% |
| Home value rank in Idaho | 34 of 44 counties |
| Neighbor: Cassia County, ID | limit $832,750; median home $284,600 |
| Neighbor: Gooding County, ID | limit $832,750; median home $250,900 |
| Neighbor: Lincoln County, ID | limit $832,750; median home $255,600 |
| Neighbor: Minidoka County, ID | limit $832,750; median home $262,600 |
| Neighbor: Twin Falls County, ID | limit $832,750; median home $337,900 |
Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Jerome County's median home value is 35% below the state median of $418,600 (rank 34 of 44). Among its 5 neighboring counties, Twin Falls County has the highest median home value ($337,900) and Gooding County the lowest ($250,900); all share the same loan limit. Owners pay a median $1,725 a year in property tax, an effective rate of about 0.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jenkins County, GA
- 2026 conforming loan limit: Jennings County, IN
- 2026 conforming loan limit: Jerauld County, SD
- 2026 conforming loan limit: Jersey County, IL
- 2026 conforming loan limit: Jessamine County, KY
- 2026 conforming loan limit: Jewell County, KS
- 2026 conforming loan limit: Jim Hogg County, TX
- 2026 conforming loan limit: Jim Wells County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.