Synchrony Financial (SYF) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $74.04, +3.23% vs the prior close of $71.72.
- Volume 4.90M shares, 1.6x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
SYF jumps 3.2% to $74.04. Closed at $74.04, +3.23% vs the prior close of $71.72. Day range $71.22–$74.57, opened at $72.34.
SYF daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — SYF jumps 3.2% to $74.04
- Closed at $74.04, +3.23% vs the prior close of $71.72. Day range $71.22–$74.57, opened at $72.34.
- Volume was 4.90M shares, 1.6x its 50-day average of 3.00M.
- Price is -2.6% vs its 50-day average ($76.03) and -0.1% vs its 200-day average ($74.13).
- 52-week range $63.08–$88.77; today's close sits at 43% of that range, 16.6% below the 52-week high.
Oct 14, 2026 — SYF dips 2.5% to $71.72
- Closed at $71.72, -2.54% vs the prior close of $73.59. Day range $70.82–$72.75, opened at $72.50.
- Volume was 4.78M shares, 1.6x its 50-day average of 2.97M.
- Price is -5.8% vs its 50-day average ($76.13) and -3.3% vs its 200-day average ($74.18).
- 52-week range $63.08–$88.77; today's close sits at 34% of that range, 19.2% below the 52-week high.
Oct 13, 2026 — SYF ends flat (-0.0%) to $73.59
- Closed at $73.59, -0.04% vs the prior close of $73.62. Day range $72.93–$74.32, opened at $74.10.
- Volume was 2.62M shares, 0.9x its 50-day average of 2.97M.
- Price is -3.5% vs its 50-day average ($76.28) and -0.9% vs its 200-day average ($74.25).
- 52-week range $63.08–$88.77; today's close sits at 41% of that range, 17.1% below the 52-week high.
Oct 12, 2026 — SYF rises 1.1% to $73.62
- Closed at $73.62, +1.13% vs the prior close of $72.80. Day range $72.57–$74.44, opened at $72.57.
- Volume was 1.84M shares, 0.6x its 50-day average of 3.00M.
- Price is -3.6% vs its 50-day average ($76.36) and -0.9% vs its 200-day average ($74.31).
- 52-week range $63.08–$88.77; today's close sits at 41% of that range, 17.1% below the 52-week high.
Oct 9, 2026 — SYF dips 1.2% to $72.80
- Closed at $72.80, -1.25% vs the prior close of $73.72. Day range $72.70–$73.52, opened at $73.38.
- Volume was 2.91M shares, 1.0x its 50-day average of 3.03M.
- Price is -4.7% vs its 50-day average ($76.41) and -2.1% vs its 200-day average ($74.37).
- 52-week range $63.08–$88.77; today's close sits at 38% of that range, 18.0% below the 52-week high.
Oct 8, 2026 — SYF rises 2.5% to $73.72
- Closed at $73.72, +2.49% vs the prior close of $71.93. Day range $71.27–$73.92, opened at $71.27.
- Volume was 3.81M shares, 1.3x its 50-day average of 3.02M.
- Price is -3.6% vs its 50-day average ($76.50) and -1.0% vs its 200-day average ($74.44).
- 52-week range $63.08–$88.77; today's close sits at 41% of that range, 17.0% below the 52-week high.
Oct 7, 2026 — SYF dips 0.3% to $71.93
- Closed at $71.93, -0.32% vs the prior close of $72.16. Day range $71.15–$72.25, opened at $71.17.
- Volume was 2.11M shares, 0.7x its 50-day average of 3.06M.
- Price is -6.0% vs its 50-day average ($76.52) and -3.4% vs its 200-day average ($74.49).
- 52-week range $63.08–$88.77; today's close sits at 34% of that range, 19.0% below the 52-week high.
Oct 6, 2026 — SYF rises 0.4% to $72.16, 4 up days in a row
- Closed at $72.16, +0.39% vs the prior close of $71.88. Day range $71.75–$72.85, opened at $72.55.
- Volume was 1.76M shares, 0.6x its 50-day average of 3.12M — lighter than usual.
- Price is -5.8% vs its 50-day average ($76.62) and -3.2% vs its 200-day average ($74.55).
- 52-week range $63.08–$88.77; today's close sits at 35% of that range, 18.7% below the 52-week high.
- That makes 4 straight gains.
Oct 5, 2026 — SYF ends flat (+0.2%) to $71.88, 3 up days in a row
- Closed at $71.88, +0.15% vs the prior close of $71.77. Day range $71.14–$72.34, opened at $71.63.
- Volume was 2.21M shares, 0.7x its 50-day average of 3.15M.
- Price is -6.3% vs its 50-day average ($76.69) and -3.7% vs its 200-day average ($74.61).
- 52-week range $63.08–$88.77; today's close sits at 34% of that range, 19.0% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — SYF rises 0.4% to $71.77
- Closed at $71.77, +0.36% vs the prior close of $71.51. Day range $71.37–$72.45, opened at $72.03.
- Volume was 3.12M shares, 1.0x its 50-day average of 3.16M.
- Price is -6.4% vs its 50-day average ($76.71) and -3.9% vs its 200-day average ($74.67).
- 52-week range $63.08–$88.77; today's close sits at 34% of that range, 19.2% below the 52-week high.
SYF latest news & SEC filings
Every SEC filing by or about SYF in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 2, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Coviello Arthur W Jr received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 27,012
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Alves Paget Leonard received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 53,380
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Aguirre Fernando received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 31,119
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Colao Daniel O received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 6,528
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Naylor Jeffrey G received an award of 1,287 shares at $70.97 (≈$91.34K) on Sep 30, 2026; now holds 66,904
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Zane Ellen M received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 33,087
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 14, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Aug 17, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Aug 12, 2026 · SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 31, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Jul 29, 2026 · 424B5 — Prospectus supplement
Prospectus supplement — the company is selling securities off a shelf registration
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Jul 28, 2026 · FWP — Free writing prospectus (offering marketing material)
Free writing prospectus (offering marketing material)
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Jul 28, 2026 · 424B5 — Prospectus supplement
Prospectus supplement — the company is selling securities off a shelf registration
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Jul 23, 2026 · 10-Q — Quarterly report (unaudited financial statements for the quarter)
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $885.00M (prior year $967.00M) (-8.5% vs Jun 30, 2025)
- Diluted EPS: $2.59 (prior year $2.50) (+3.6% vs Jun 30, 2025)
Jul 21, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Things to know before you trade SYF
- Last results release: Aug 17, 2026 (8-K Item 2.02). Previous ones: Jul 21, 2026, Apr 21, 2026, Jan 27, 2026. Based on that rhythm, the next report is likely around Nov 16, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.29% (largest 3.2%).
- Liquidity: about 3.09M shares (≈$228.96M) trade per day on average.
- 52-week position: $74.04 vs a range of $63.08–$88.77 (43% of the range).
- Dividends: last ex-dividend date Aug 5, 2026 ($0.34/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: Alberto Casellas sold 5,456 shares on Aug 13, 2026.
- Latest filings: 8-K Sep 14, 2026; 8-K Aug 17, 2026; 8-K Jul 31, 2026.
- Share count: 325.37M shares outstanding (Jul 17, 2026), -12.5% vs a year earlier — the company has been reducing its share count.
- Listing: NYSE · industry: Finance Services.
SYF market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 72.34 | 74.57 | 71.22 | 74.04 | 4.90M |
| Oct 14, 2026 | 72.50 | 72.75 | 70.82 | 71.72 | 4.78M |
| Oct 13, 2026 | 74.10 | 74.32 | 72.93 | 73.59 | 2.62M |
| Oct 12, 2026 | 72.57 | 74.44 | 72.57 | 73.62 | 1.84M |
| Oct 9, 2026 | 73.38 | 73.52 | 72.70 | 72.80 | 2.91M |
| Oct 8, 2026 | 71.27 | 73.92 | 71.27 | 73.72 | 3.81M |
| Oct 7, 2026 | 71.17 | 72.25 | 71.15 | 71.93 | 2.11M |
| Oct 6, 2026 | 72.55 | 72.85 | 71.75 | 72.16 | 1.76M |
| Oct 5, 2026 | 71.63 | 72.34 | 71.14 | 71.88 | 2.21M |
| Oct 2, 2026 | 72.03 | 72.45 | 71.37 | 71.77 | 3.12M |
| Oct 1, 2026 | 70.38 | 71.57 | 69.40 | 71.51 | 2.86M |
| Sep 30, 2026 | 71.64 | 72.17 | 70.36 | 70.97 | 3.09M |
| Sep 29, 2026 | 71.70 | 72.00 | 71.19 | 71.72 | 2.52M |
| Sep 28, 2026 | 72.38 | 72.38 | 71.33 | 71.52 | 2.60M |
| Sep 25, 2026 | 71.70 | 73.54 | 70.89 | 72.94 | 2.47M |
| Sep 24, 2026 | 70.89 | 71.70 | 70.22 | 71.55 | 2.50M |
| Sep 23, 2026 | 72.09 | 72.34 | 70.45 | 70.67 | 3.51M |
| Sep 22, 2026 | 75.86 | 75.88 | 72.67 | 72.67 | 2.96M |
| Sep 21, 2026 | 75.47 | 76.24 | 74.58 | 75.00 | 2.36M |
| Sep 18, 2026 | 74.25 | 75.34 | 73.81 | 75.04 | 6.92M |
About Synchrony Financial
Synchrony Financial (SYF) is listed on the NYSE and classified by the SEC under “Finance Services”. Its business address is in STAMFORD, CT. State of incorporation: NY. Fiscal year ends December 31. SEC CIK 1601712.
SYF board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Fernando Aguirre | Director | Aug 19, 2026 |
| Paget Leonard Alves | Director | Aug 19, 2026 |
| Daniel O Colao | Director | Aug 19, 2026 |
| Arthur W Jr Coviello | Director | Aug 19, 2026 |
| Kamila K Chytil | Director | Aug 19, 2026 |
| Brian D Doubles | See remarks | Aug 19, 2026 |
| Deborah G Ellinger | Director | Aug 19, 2026 |
| Roy A Guthrie | Director | Aug 19, 2026 |
| Jeffrey G Naylor | Director | Aug 19, 2026 |
| P.W. Parker | Director | Aug 19, 2026 |
| Laurel Richie | Director | Aug 19, 2026 |
| Ellen M Zane | Director | Aug 19, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Alberto Casellas | See remarks | Aug 19, 2026 |
| Brian D Doubles | See remarks | Aug 19, 2026 |
| Courtney Gentleman | See remarks | Aug 19, 2026 |
| Curtis Howse | See remarks | Aug 19, 2026 |
| Carol Juel | See remarks | Aug 19, 2026 |
| Jonathan S Mothner | See remarks | Aug 19, 2026 |
| Darrell Owens | See remarks | Aug 19, 2026 |
| Bart Schaller | See remarks | May 19, 2026 |
| Amy Tiliakos | See remarks | Aug 19, 2026 |
| Brian J. Sr. Wenzel | See remarks | Aug 19, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 13, 2026 | Alberto Casellas | Sale | 5,456 | $80.00 |
| Aug 3, 2026 | Arthur W Jr Coviello | Sale | 4,000 | $77.17 |
| Aug 3, 2026 | Darrell Owens | Sale | 610 | $76.73 |
| Aug 3, 2026 | Courtney Gentleman | Sale | 721 | $76.73 |
| May 15, 2026 | Jonathan S Mothner | Sale | 11,258 | $71.23 |
| May 15, 2026 | Jonathan S Mothner | Sale | 40,000 | $71.23 |
| May 1, 2026 | Arthur W Jr Coviello | Sale | 4,000 | $76.55 |
| May 1, 2026 | Curtis Howse | Sale | 8,436 | $76.55 |
| May 1, 2026 | Alberto Casellas | Sale | 5,794 | $76.55 |
| Mar 3, 2026 | Brian J. Sr. Wenzel | Sale | 47,112 | $67.16 |
| Mar 2, 2026 | Bart Schaller | Sale | 12,980 | $67.71 |
| Mar 2, 2026 | Curtis Howse | Sale | 7,882 | $67.71 |
| Mar 2, 2026 | Brian J. Sr. Wenzel | Sale | 19,580 | $67.71 |
| Mar 2, 2026 | Alberto Casellas | Sale | 14,399 | $67.71 |
| Mar 2, 2026 | Darrell Owens | Sale | 3,865 | $67.71 |
SYF financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $3.55B | 9.28 | $9.85B |
| Dec 31, 2024 | — | $3.50B | 8.55 | $9.85B |
| Dec 31, 2023 | — | $2.24B | 5.19 | $8.59B |
| Dec 31, 2022 | — | $3.02B | 6.15 | $6.69B |
| Dec 31, 2021 | — | $4.22B | 7.34 | $7.10B |
Latest balance sheet: total assets $121.93B, total liabilities $105.03B, cash $16.19B (as of Jun 30, 2026).
SYF earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 17, 2026 | 8-K Item 2.02 (results) | $80.75 |
| Jul 21, 2026 | 8-K Item 2.02 (results) | $72.21 |
| Apr 21, 2026 | 8-K Item 2.02 (results) | $77.63 |
| Jan 27, 2026 | 8-K Item 2.02 (results) | $73.00 |
| Oct 15, 2025 | 8-K Item 2.02 (results) | $72.32 |
| Jul 22, 2025 | 8-K Item 2.02 (results) | $70.66 |
| Apr 22, 2025 | 8-K Item 2.02 (results) | $48.56 |
| Jan 28, 2025 | 8-K Item 2.02 (results) | $66.66 |
| Oct 16, 2024 | 8-K Item 2.02 (results) | $56.52 |
| Jul 17, 2024 | 8-K Item 2.02 (results) | — |
| Apr 24, 2024 | 8-K Item 2.02 (results) | — |
| Jan 23, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.