OppFi (OPFI) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $5.77, +1.41% vs the prior close of $5.69.
- Volume 508.80K shares, 0.5x its 50-day average (light).
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
OPFI rises 1.4% to $5.77. Closed at $5.77, +1.41% vs the prior close of $5.69. Day range $5.70–$5.82, opened at $5.70.
OPFI daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — OPFI rises 1.4% to $5.77
- Closed at $5.77, +1.41% vs the prior close of $5.69. Day range $5.70–$5.82, opened at $5.70.
- Volume was 508.80K shares, 0.5x its 50-day average of 969.98K — lighter than usual.
- Price is -16.1% vs its 50-day average ($6.88) and -32.0% vs its 200-day average ($8.48).
- 52-week range $5.59–$11.69; today's close sits at 3% of that range, 50.6% below the 52-week high.
Oct 14, 2026 — OPFI dips 2.2% to $5.69, a 52-week low, 4 down days in a row
- Closed at $5.69, -2.23% vs the prior close of $5.82. Day range $5.59–$5.80, opened at $5.75.
- Volume was 662.60K shares, 0.7x its 50-day average of 964.67K.
- Price is -18.2% vs its 50-day average ($6.96) and -33.1% vs its 200-day average ($8.51).
- 52-week range $5.59–$11.69; today's close sits at 2% of that range, 51.3% below the 52-week high.
- That makes 4 straight losses.
Oct 13, 2026 — OPFI ends flat (+0.0%) to $5.82, 3 down days in a row
- Closed at $5.82, +0.00% vs the prior close of $5.82. Day range $5.77–$5.93, opened at $5.89.
- Volume was 532.00K shares, 0.6x its 50-day average of 963.06K — lighter than usual.
- Price is -17.3% vs its 50-day average ($7.04) and -31.8% vs its 200-day average ($8.54).
- 52-week range $5.77–$11.69; today's close sits at 1% of that range, 50.2% below the 52-week high.
- That makes 3 straight losses.
Oct 12, 2026 — OPFI dips 1.9% to $5.82, a 52-week low
- Closed at $5.82, -1.85% vs the prior close of $5.93. Day range $5.82–$5.95, opened at $5.92.
- Volume was 580.00K shares, 0.6x its 50-day average of 958.94K.
- Price is -18.3% vs its 50-day average ($7.12) and -32.0% vs its 200-day average ($8.56).
- 52-week range $5.82–$11.69; today's close sits at 0% of that range, 50.2% below the 52-week high.
Oct 9, 2026 — OPFI dips 2.6% to $5.93, a 52-week low
- Closed at $5.93, -2.63% vs the prior close of $6.09. Day range $5.91–$6.12, opened at $6.09.
- Volume was 512.50K shares, 0.5x its 50-day average of 957.05K — lighter than usual.
- Price is -17.5% vs its 50-day average ($7.19) and -31.0% vs its 200-day average ($8.59).
- 52-week range $5.91–$11.69; today's close sits at 0% of that range, 49.3% below the 52-week high.
Oct 8, 2026 — OPFI rises 0.5% to $6.09
- Closed at $6.09, +0.50% vs the prior close of $6.06. Day range $5.96–$6.13, opened at $6.02.
- Volume was 807.30K shares, 0.8x its 50-day average of 955.53K.
- Price is -16.1% vs its 50-day average ($7.26) and -29.3% vs its 200-day average ($8.62).
- 52-week range $5.91–$11.69; today's close sits at 3% of that range, 47.9% below the 52-week high.
Oct 7, 2026 — OPFI dips 1.9% to $6.06
- Closed at $6.06, -1.94% vs the prior close of $6.18. Day range $6.00–$6.14, opened at $6.08.
- Volume was 371.20K shares, 0.4x its 50-day average of 958.32K — lighter than usual.
- Price is -17.3% vs its 50-day average ($7.33) and -29.9% vs its 200-day average ($8.64).
- 52-week range $5.91–$11.69; today's close sits at 3% of that range, 48.2% below the 52-week high.
Oct 6, 2026 — OPFI rises 2.3% to $6.18, 3 up days in a row
- Closed at $6.18, +2.32% vs the prior close of $6.04. Day range $5.95–$6.19, opened at $6.05.
- Volume was 621.00K shares, 0.7x its 50-day average of 953.73K.
- Price is -16.5% vs its 50-day average ($7.40) and -28.7% vs its 200-day average ($8.66).
- 52-week range $5.91–$11.69; today's close sits at 5% of that range, 47.1% below the 52-week high.
- That makes 3 straight gains.
Oct 5, 2026 — OPFI rises 1.2% to $6.04
- Closed at $6.04, +1.17% vs the prior close of $5.97. Day range $5.96–$6.14, opened at $5.98.
- Volume was 634.90K shares, 0.7x its 50-day average of 948.60K.
- Price is -19.1% vs its 50-day average ($7.47) and -30.5% vs its 200-day average ($8.69).
- 52-week range $5.91–$11.69; today's close sits at 2% of that range, 48.3% below the 52-week high.
Oct 2, 2026 — OPFI rises 0.3% to $5.97
- Closed at $5.97, +0.34% vs the prior close of $5.95. Day range $5.91–$6.11, opened at $6.00.
- Volume was 642.70K shares, 0.7x its 50-day average of 945.66K.
- Price is -20.7% vs its 50-day average ($7.53) and -31.5% vs its 200-day average ($8.71).
- 52-week range $5.91–$11.69; today's close sits at 1% of that range, 48.9% below the 52-week high.
OPFI latest news & SEC filings
Every SEC filing by or about OPFI in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 5, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Schwartz Todd G. had withheld for taxes 2,643 shares at $6.03 (≈$15.94K) on Oct 1, 2026; now holds 299,067
- Schwartz Todd G. had withheld for taxes 4,497 shares at $6.03 (≈$27.12K) on Oct 1, 2026; now holds 294,570
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 5, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Mckay Christopher J. had withheld for taxes 1,970 shares at $6.03 (≈$11.88K) on Oct 1, 2026; now holds 1,429,509
- Mckay Christopher J. had withheld for taxes 1,369 shares at $6.03 (≈$8.26K) on Oct 1, 2026; now holds 1,428,140
- Mckay Christopher J. had withheld for taxes 396 shares at $6.03 (≈$2.39K) on Oct 1, 2026; now holds 1,427,744
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 5, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Johnson Pamela D. had withheld for taxes 1,974 shares at $6.03 (≈$11.90K) on Oct 1, 2026; now holds 149,065
- Johnson Pamela D. had withheld for taxes 1,715 shares at $6.03 (≈$10.34K) on Oct 1, 2026; now holds 147,350
- Johnson Pamela D. had withheld for taxes 496 shares at $6.03 (≈$2.99K) on Oct 1, 2026; now holds 146,854
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 21, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.03 — Took on a new material debt or financial obligation.
- Item 8.01 — Reported other events the company considers important.
Sep 15, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Schwartz Todd G. bought 1,940 shares at $7.80 (≈$15.13K) on Sep 14, 2026
- Schwartz Todd G. bought 3,300 shares at $7.96 (≈$26.27K) on Sep 11, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 15, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Johnson Pamela D. sold 8,650 shares at $8.02 (≈$69.37K) on Sep 11, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 11, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Schwartz Todd G. bought 3,350 shares at $7.56 (≈$25.33K) on Sep 10, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 14, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 14, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 13, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 13, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 10, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $14.84M (prior year -$20.78M) (swung to profit vs Jun 30, 2025)
- Diluted EPS: $0.18 (prior year -$0.78) (swung to profit vs Jun 30, 2025)
Aug 10, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
- Item 2.02 — Reported results of operations (earnings release).
- Item 2.03 — Took on a new material debt or financial obligation.
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Aug 6, 2026 · Form 424B3 — Prospectus / supplement for an offering or resale
Prospectus / supplement for an offering or resale
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Things to know before you trade OPFI
- Last results release: Aug 10, 2026 (8-K Item 2.02). Previous ones: May 7, 2026, Mar 11, 2026, Oct 29, 2025. Based on that rhythm, the next report is likely around Nov 9, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.61% (largest 7.2%).
- Liquidity: about 723.05K shares (≈$4.17M) trade per day on average.
- 52-week position: $5.77 vs a range of $5.59–$11.69 (3% of the range).
- Dividends: last ex-dividend date Apr 8, 2025 ($0.25/share); 0 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 22 open-market buys, 3 sales; latest: Todd G. Schwartz bought 1,940 shares on Sep 14, 2026.
- Latest filings: 8-K Sep 21, 2026; 10-Q Aug 10, 2026; 8-K Aug 10, 2026.
- Share count: 87.31M shares outstanding (Aug 5, 2025), +1.2% vs a year earlier.
- Listing: NYSE · industry: Finance Services.
OPFI market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 5.70 | 5.82 | 5.70 | 5.77 | 508.80K |
| Oct 14, 2026 | 5.75 | 5.80 | 5.59 | 5.69 | 662.60K |
| Oct 13, 2026 | 5.89 | 5.93 | 5.77 | 5.82 | 532.00K |
| Oct 12, 2026 | 5.92 | 5.95 | 5.82 | 5.82 | 580.00K |
| Oct 9, 2026 | 6.09 | 6.12 | 5.91 | 5.93 | 512.50K |
| Oct 8, 2026 | 6.02 | 6.13 | 5.96 | 6.09 | 807.30K |
| Oct 7, 2026 | 6.08 | 6.14 | 6.00 | 6.06 | 371.20K |
| Oct 6, 2026 | 6.05 | 6.19 | 5.95 | 6.18 | 621.00K |
| Oct 5, 2026 | 5.98 | 6.14 | 5.96 | 6.04 | 634.90K |
| Oct 2, 2026 | 6.00 | 6.11 | 5.91 | 5.97 | 642.70K |
| Oct 1, 2026 | 6.07 | 6.13 | 5.92 | 5.95 | 495.40K |
| Sep 30, 2026 | 6.09 | 6.10 | 5.99 | 6.03 | 571.60K |
| Sep 29, 2026 | 6.13 | 6.17 | 6.03 | 6.08 | 602.40K |
| Sep 28, 2026 | 6.22 | 6.22 | 6.09 | 6.12 | 516.60K |
| Sep 25, 2026 | 6.25 | 6.32 | 6.20 | 6.28 | 541.10K |
| Sep 24, 2026 | 6.26 | 6.30 | 6.20 | 6.24 | 741.20K |
| Sep 23, 2026 | 6.34 | 6.38 | 6.24 | 6.28 | 638.60K |
| Sep 22, 2026 | 6.57 | 6.58 | 6.24 | 6.42 | 1.08M |
| Sep 21, 2026 | 6.61 | 6.61 | 6.43 | 6.45 | 1.11M |
| Sep 18, 2026 | 7.01 | 7.05 | 6.53 | 6.53 | 2.29M |
About OppFi
OppFi (OPFI) is listed on the NYSE and classified by the SEC under “Finance Services”. Its business address is in CHICAGO, IL. Fiscal year ends December 31. SEC CIK 1818502.
OPFI board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Christina M Favilla | Director | Jun 10, 2026 |
| Jocelyn Moore | Director | Jun 17, 2026 |
| Theodore G Schwartz | Director | Jun 10, 2026 |
| Todd G. Schwartz | Chief Executive Officer | Sep 15, 2026 |
| David Vennettilli | Director | Aug 21, 2026 |
| Gregory T Zeeman | Director | Jun 10, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Pamela D. Johnson | CFO | Sep 15, 2026 |
| Christopher J. Mckay | Chief Risk & Analytics Officer | Aug 28, 2026 |
| Todd G. Schwartz | Chief Executive Officer | Sep 15, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 14, 2026 | Todd G. Schwartz | Buy | 1,940 | $7.80 |
| Sep 11, 2026 | Pamela D. Johnson | Sale | 8,650 | $8.02 |
| Sep 11, 2026 | Todd G. Schwartz | Buy | 3,300 | $7.96 |
| Sep 10, 2026 | Todd G. Schwartz | Buy | 3,350 | $7.56 |
| Sep 9, 2026 | Todd G. Schwartz | Buy | 3,450 | $7.59 |
| Sep 8, 2026 | Todd G. Schwartz | Buy | 3,475 | $7.41 |
| Sep 4, 2026 | Todd G. Schwartz | Buy | 3,500 | $7.35 |
| Sep 3, 2026 | Todd G. Schwartz | Buy | 3,450 | $7.33 |
| Sep 2, 2026 | Todd G. Schwartz | Buy | 3,550 | $7.15 |
| Sep 1, 2026 | Todd G. Schwartz | Buy | 3,550 | $6.91 |
| Aug 31, 2026 | Todd G. Schwartz | Buy | 3,550 | $6.93 |
| Aug 28, 2026 | Todd G. Schwartz | Buy | 3,500 | $7.15 |
| Aug 27, 2026 | Todd G. Schwartz | Buy | 3,550 | $7.13 |
| Aug 26, 2026 | Christopher J. Mckay | Sale | 77,850 | $7.18 |
| Aug 26, 2026 | Todd G. Schwartz | Buy | 3,500 | $7.19 |
OPFI financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $26.33M | 0.99 | $401.31M |
| Dec 31, 2024 | — | $7.26M | 0.36 | $323.81M |
| Dec 31, 2023 | — | $-1.00M | -0.06 | $296.15M |
| Dec 31, 2022 | — | $7.10M | 0.05 | $243.30M |
| Dec 31, 2021 | — | $25.55M | 0.48 | $167.35M |
Latest balance sheet: total assets $770.73M, total liabilities $356.47M, cash $64.35M (as of Jun 30, 2026).
OPFI earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 10, 2026 | 8-K Item 2.02 (results) | $8.77 |
| May 7, 2026 | 8-K Item 2.02 (results) | $9.89 |
| Mar 11, 2026 | 8-K Item 2.02 (results) | $8.66 |
| Oct 29, 2025 | 8-K Item 2.02 (results) | $10.37 |
| Aug 6, 2025 | 8-K Item 2.02 (results) | $11.33 |
| May 7, 2025 | 8-K Item 2.02 (results) | $10.84 |
| Mar 5, 2025 | 8-K Item 2.02 (results) | $10.36 |
| Nov 7, 2024 | 8-K Item 2.02 (results) | $6.62 |
| Aug 7, 2024 | 8-K Item 2.02 (results) | — |
| May 8, 2024 | 8-K Item 2.02 (results) | — |
| Mar 7, 2024 | 8-K Item 2.02 (results) | — |
| Nov 9, 2023 | 8-K Item 2.02 (results) | — |
Related stocks · Finance Services
Strategy (MSTR)Iren (IREN)Coinbase Global (COIN)Circle Internet (CRCL)Terawulf (WULF)Hut 8 (HUT)Nu (NU)Bitmine Immersion Technologies (BMNR)SoFi Technologies (SOFI)American Express (AXP)
Popular today
Micron Technology (MU)Spdr S&P 500 Etf (SPY)Nvidia (NVDA)Sandisk (SNDK)AMD (AMD)Space Exploration Technologies (SPCX)Intel (INTC)Apple (AAPL)Microsoft (MSFT)Meta Platforms (META)Broadcom (AVGO)Tesla (TSLA)
More on OPFI
Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.