Most common limit (1–4 people)
$153,550
FY2026 USDA guaranteed loan income limits in Maryland range from $133,400 to $153,550 for a 1–4 person household, depending on the county.
$153,550highest county limit
All Maryland counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Allegany County | $133,400 | $176,100 |
| Anne Arundel County | $153,550 | $202,700 |
| Baltimore County | $153,550 | $202,700 |
| Baltimore city | $153,550 | $202,700 |
| Calvert County | $153,550 | $202,700 |
| Caroline County | $133,400 | $176,100 |
| Carroll County | $153,550 | $202,700 |
| Cecil County | $141,100 | $186,300 |
| Charles County | $153,550 | $202,700 |
| Dorchester County | $133,400 | $176,100 |
| Frederick County | $153,550 | $202,700 |
| Garrett County | $133,400 | $176,100 |
| Harford County | $153,550 | $202,700 |
| Howard County | $153,550 | $202,700 |
| Kent County | $133,400 | $176,100 |
| Montgomery County | $153,550 | $202,700 |
| Prince George's County | $153,550 | $202,700 |
| Queen Anne's County | $153,550 | $202,700 |
| Somerset County | $133,400 | $176,100 |
| St. Mary's County | $153,550 | $202,700 |
| Talbot County | $135,150 | $178,400 |
| Washington County | $133,400 | $176,100 |
| Wicomico County | $133,400 | $176,100 |
| Worcester County | $133,400 | $176,100 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Major Cities & Counties in Maryland
Largest by population (Census ACS 2020–2024). Property tax for each:
- Baltimore pop. 573,243
- Columbia pop. 104,338
- Germantown pop. 90,719
- Frederick pop. 83,395
- Waldorf pop. 82,943
- Silver Spring pop. 81,462
- Ellicott City pop. 75,257
- Glen Burnie pop. 72,590
- Gaithersburg pop. 69,825
- Bethesda pop. 69,397
- Montgomery County pop. 1,065,949
- Prince George's County pop. 959,754
- Baltimore County pop. 850,796
- Anne Arundel County pop. 598,166
- Baltimore city pop. 573,243
- Howard County pop. 336,328
- Frederick County pop. 287,048
- Harford County pop. 263,757
- Carroll County pop. 175,321
- Charles County pop. 170,527
Frequently asked questions
What is the USDA income limit in Maryland?
FY2026 USDA guaranteed loan income limits in Maryland range from $133,400 to $153,550 for a 1–4 person household, depending on the county.
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