Homeowners in Lancaster, Kentucky paid a median $1,337 a year in property tax on a median home worth $175,300, an effective rate of about 0.76% (Census 2020–2024).
0.69%Garrard County overall
Lancaster vs county, state and US
Effective rate
Median tax paid per year
Tax on a home in Lancaster
At the local 0.76% effective rate
| Home value | Estimated yearly tax | Per month |
|---|---|---|
| $150,000 | $1,144 | $95 |
| $250,000 | $1,907 | $159 |
| $350,000 | $2,669 | $222 |
| $500,000 | $3,813 | $318 |
Buying a home in Garrard County? 2026 loan limits
Nearby and related
- Garrard County property taxcounty overview
- Kentucky property tax by countyranked
- Cost of living in Kentuckyprices & rents
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid), B25077 (median home value), B25003, B25088, B19013 and B01003. These are 2020–2024 medians reported by owner-occupants, not 2026 tax bills or official mill rates. The effective rate here is median tax ÷ median home value. Actual bills depend on assessed value, exemptions (homestead, senior, veteran) and local levies. Check with your county assessor or treasurer. Not tax advice.
Major Cities & Counties in Kentucky
Largest by population (Census ACS 2020–2024). Property tax for each:
- Louisville/Jefferson County pop. 631,818
- Lexington-Fayette pop. 323,725
- Bowling Green pop. 75,388
- Owensboro pop. 60,302
- Covington pop. 41,110
- Georgetown pop. 39,117
- Richmond pop. 37,111
- Florence pop. 32,803
- Elizabethtown pop. 32,576
- Nicholasville pop. 32,197
- Jefferson County pop. 783,022
- Fayette County pop. 323,725
- Kenton County pop. 171,288
- Warren County pop. 140,918
- Boone County pop. 139,841
- Hardin County pop. 111,942
- Daviess County pop. 103,648
- Madison County pop. 95,769
- Campbell County pop. 93,426
- Bullitt County pop. 84,027
Frequently asked questions
What is the property tax rate in Lancaster, Kentucky?
Homeowners in Lancaster, Kentucky paid a median $1,337 a year in property tax on a median home worth $175,300, an effective rate of about 0.76% (Census 2020–2024).
How much is property tax on a $250,000 home in Lancaster?
About $1,907 a year at the 0.76% median effective rate. Exemptions such as homestead can lower it.
Is property tax in Lancaster higher than the rest of Kentucky?
Lancaster ranks #88 lowest of 254 Kentucky places we track. The statewide effective rate is 0.75%. Garrard County overall is 0.69%.