Highest FHA limit in Arkansas
$541,287
In 2026, FHA one-unit limits in Arkansas range from $541,287 to $541,287 (Arkansas County). 75 of 75 counties use the national floor.
75 of 75counties at the $541,287 floor
All Arkansas counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Arkansas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ashley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Baxter County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Benton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Boone County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Bradley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Calhoun County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Carroll County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Chicot County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clark County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clay County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cleburne County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cleveland County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Columbia County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Conway County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Craighead County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Crawford County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Crittenden County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cross County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dallas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Desha County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Drew County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Faulkner County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Franklin County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Fulton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Garland County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Grant County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Greene County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hempstead County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hot Spring County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Howard County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Independence County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Izard County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jackson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jefferson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Johnson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lafayette County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lawrence County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lincoln County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Little River County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Logan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lonoke County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Madison County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marion County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Miller County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Mississippi County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Monroe County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Montgomery County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Nevada County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Newton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ouachita County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Perry County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Phillips County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pike County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Poinsett County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Polk County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pope County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Prairie County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pulaski County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Randolph County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Saline County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Scott County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Searcy County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sebastian County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sevier County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sharp County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Francis County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Stone County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Union County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Van Buren County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Washington County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| White County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Woodruff County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Yell County | $541,287 | $693,050 | $1,041,125 | $832,750 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Arkansas for 2026?
In 2026, FHA one-unit limits in Arkansas range from $541,287 to $541,287 (Arkansas County). 75 of 75 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.
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