Muscatine County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $182,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,396 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $182,100 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 4.57× |
| Median household income | $69,396 |
| Median home value ÷ income | 2.6× |
| Population | 42,559 |
| Median property tax paid (owners) | $2,732 |
| Effective property tax rate (approx.) | 1.50% |
| Owner-occupied homes | 73.9% |
| Home value rank in Iowa | 31 of 99 counties |
| Neighbor: Rock Island County, IL | limit $832,750; median home $150,400 |
| Neighbor: Cedar County, IA | limit $832,750; median home $211,300 |
| Neighbor: Johnson County, IA | limit $832,750; median home $308,600 |
| Neighbor: Louisa County, IA | limit $832,750; median home $150,100 |
| Neighbor: Scott County, IA | limit $832,750; median home $222,000 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Muscatine County's median home value is 12% below the state median of $208,000 (rank 31 of 99). Among its 5 neighboring counties, Johnson County has the highest median home value ($308,600) and Louisa County the lowest ($150,100); all share the same loan limit. Owners pay a median $2,732 a year in property tax, an effective rate of about 1.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Muscatine County, Iowa?
Muscatine County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $182,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,396 (FHFA; Census ACS 2020–2024).
What is the median home value in Muscatine County, Iowa?
The median owner-occupied home value in Muscatine County is $182,100 (ACS 2020–2024), versus $208,000 statewide.
Do I need a jumbo loan in Muscatine County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $182,100, so the cap is 4.57 times the typical home value.
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Last updated Oct 20, 2026, 10:03 PM ET. Data only, not financial or tax advice.
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