Palo Alto County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $123,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,781 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $123,200 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 6.76× |
| Median household income | $72,781 |
| Median home value ÷ income | 1.7× |
| Population | 8,863 |
| Median property tax paid (owners) | $1,474 |
| Effective property tax rate (approx.) | 1.20% |
| Owner-occupied homes | 77.1% |
| Home value rank in Iowa | 83 of 99 counties |
| Neighbor: Buena Vista County, IA | limit $832,750; median home $159,500 |
| Neighbor: Clay County, IA | limit $832,750; median home $178,600 |
| Neighbor: Dickinson County, IA | limit $832,750; median home $270,700 |
| Neighbor: Emmet County, IA | limit $832,750; median home $114,100 |
| Neighbor: Humboldt County, IA | limit $832,750; median home $155,800 |
| Neighbor: Kossuth County, IA | limit $832,750; median home $148,300 |
| Neighbor: Pocahontas County, IA | limit $832,750; median home $98,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Palo Alto County's median home value is 41% below the state median of $208,000 (rank 83 of 99). Among its 7 neighboring counties, Dickinson County has the highest median home value ($270,700) and Pocahontas County the lowest ($98,100); all share the same loan limit. Owners pay a median $1,474 a year in property tax, an effective rate of about 1.20% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Pamlico County, NC
- 2026 conforming loan limit: Panola County, MS
- 2026 conforming loan limit: Panola County, TX
- 2026 conforming loan limit: Park County, CO
Last updated 2026-10-16. Data only, not financial or tax advice.