🇺🇸 US

2026 conforming loan limit: Park County, CO

Quick answer

Park County, Colorado has a 2026 one-unit conforming loan limit of $862,500, which is 1.6 times the county's median home value of $532,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $103,670 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$862,500
2-unit limit$1,104,150
3-unit limit$1,334,700
4-unit limit$1,658,700
Median home value (ACS 2020–24)$532,100
Colorado median home value$539,400
Limit ÷ median home value1.62×
Median household income$103,670
Median home value ÷ income5.1×
Population17,907
Median property tax paid (owners)$1,771
Effective property tax rate (approx.)0.33%
Owner-occupied homes86.2%
Home value rank in Colorado21 of 64 counties
Neighbor: Chaffee County, COlimit $832,750; median home $665,700
Neighbor: Clear Creek County, COlimit $862,500; median home $608,500
Neighbor: Fremont County, COlimit $832,750; median home $324,000
Neighbor: Jefferson County, COlimit $862,500; median home $637,600
Neighbor: Lake County, COlimit $1,092,500; median home $466,100
Neighbor: Summit County, COlimit $1,092,500; median home $939,900
Neighbor: Teller County, COlimit $832,750; median home $479,900

Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Park County's median home value is 1% below the state median of $539,400 (rank 21 of 64). Among its 7 neighboring counties, Summit County has the highest median home value ($939,900) and Fremont County the lowest ($324,000); 5 neighbor(s) have a different loan limit. Owners pay a median $1,771 a year in property tax, an effective rate of about 0.33% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this