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2026 conforming loan limit: Park County, MT

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Park County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 1.8 times the county's median home value of $467,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,047 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$467,500
Montana median home value$375,800
Limit ÷ median home value1.78×
Median household income$70,047
Median home value ÷ income6.7×
Population17,710
Median property tax paid (owners)$2,641
Effective property tax rate (approx.)0.56%
Owner-occupied homes69.4%
Home value rank in Montana6 of 56 counties
Neighbor: Carbon County, MTlimit $832,750; median home $420,800
Neighbor: Gallatin County, MTlimit $832,750; median home $667,600
Neighbor: Meagher County, MTlimit $832,750; median home $259,800
Neighbor: Stillwater County, MTlimit $832,750; median home $405,800
Neighbor: Sweet Grass County, MTlimit $832,750; median home $330,100
Neighbor: Park County, WYlimit $832,750; median home $400,500

Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Park County's median home value is 24% above the state median of $375,800 (rank 6 of 56). Among its 6 neighboring counties, Gallatin County has the highest median home value ($667,600) and Meagher County the lowest ($259,800); all share the same loan limit. Owners pay a median $2,641 a year in property tax, an effective rate of about 0.56% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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