Monona County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $142,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,377 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $142,900 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.83× |
| Median household income | $68,377 |
| Median home value ÷ income | 2.1× |
| Population | 8,557 |
| Median property tax paid (owners) | $1,467 |
| Effective property tax rate (approx.) | 1.03% |
| Owner-occupied homes | 75.7% |
| Home value rank in Iowa | 71 of 99 counties |
| Neighbor: Crawford County, IA | limit $832,750; median home $153,700 |
| Neighbor: Harrison County, IA | limit $832,750; median home $176,000 |
| Neighbor: Ida County, IA | limit $832,750; median home $108,900 |
| Neighbor: Woodbury County, IA | limit $832,750; median home $183,200 |
| Neighbor: Burt County, NE | limit $832,750; median home $147,000 |
| Neighbor: Thurston County, NE | limit $832,750; median home $114,600 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monona County's median home value is 31% below the state median of $208,000 (rank 71 of 99). Among its 6 neighboring counties, Woodbury County has the highest median home value ($183,200) and Ida County the lowest ($108,900); all share the same loan limit. Owners pay a median $1,467 a year in property tax, an effective rate of about 1.03% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Moniteau County, MO
- 2026 conforming loan limit: Monmouth County, NJ
- 2026 conforming loan limit: Mono County, CA
- 2026 conforming loan limit: Monongalia County, WV
- 2026 conforming loan limit: Monroe County, AL
- 2026 conforming loan limit: Monroe County, AR
- 2026 conforming loan limit: Monroe County, FL
- 2026 conforming loan limit: Monroe County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.