Monroe County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $271,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,183 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $271,200 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 3.07× |
| Median household income | $83,183 |
| Median home value ÷ income | 3.3× |
| Population | 29,664 |
| Median property tax paid (owners) | $1,886 |
| Effective property tax rate (approx.) | 0.70% |
| Owner-occupied homes | 83.8% |
| Home value rank in Georgia | 39 of 159 counties |
| Neighbor: Bibb County, GA | limit $832,750; median home $174,500 |
| Neighbor: Butts County, GA | limit $832,750; median home $240,600 |
| Neighbor: Crawford County, GA | limit $832,750; median home $164,100 |
| Neighbor: Jasper County, GA | limit $832,750; median home $243,400 |
| Neighbor: Jones County, GA | limit $832,750; median home $194,500 |
| Neighbor: Lamar County, GA | limit $832,750; median home $216,500 |
| Neighbor: Upson County, GA | limit $832,750; median home $168,700 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monroe County's median home value is 11% below the state median of $303,300 (rank 39 of 159). Among its 7 neighboring counties, Jasper County has the highest median home value ($243,400) and Crawford County the lowest ($164,100); all share the same loan limit. Owners pay a median $1,886 a year in property tax, an effective rate of about 0.70% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Monroe County, AL
- 2026 conforming loan limit: Monroe County, AR
- 2026 conforming loan limit: Monroe County, FL
- 2026 conforming loan limit: Monroe County, IA
- 2026 conforming loan limit: Monroe County, IL
- 2026 conforming loan limit: Monroe County, IN
- 2026 conforming loan limit: Monroe County, KY
- 2026 conforming loan limit: Monroe County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.