Monroe County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $228,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,335 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $228,900 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 3.64× |
| Median household income | $77,335 |
| Median home value ÷ income | 3.0× |
| Population | 155,505 |
| Median property tax paid (owners) | $2,648 |
| Effective property tax rate (approx.) | 1.16% |
| Owner-occupied homes | 81.7% |
| Home value rank in Michigan | 18 of 83 counties |
| Neighbor: Lenawee County, MI | limit $832,750; median home $196,800 |
| Neighbor: Washtenaw County, MI | limit $832,750; median home $374,100 |
| Neighbor: Wayne County, MI | limit $832,750; median home $178,500 |
| Neighbor: Lucas County, OH | limit $832,750; median home $163,900 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monroe County's median home value is 1% below the state median of $231,600 (rank 18 of 83). Among its 4 neighboring counties, Washtenaw County has the highest median home value ($374,100) and Lucas County the lowest ($163,900); all share the same loan limit. Owners pay a median $2,648 a year in property tax, an effective rate of about 1.16% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Monroe County, IL
- 2026 conforming loan limit: Monroe County, IN
- 2026 conforming loan limit: Monroe County, KY
- 2026 conforming loan limit: Monroe County, MO
- 2026 conforming loan limit: Monroe County, MS
- 2026 conforming loan limit: Monroe County, NY
- 2026 conforming loan limit: Monroe County, OH
- 2026 conforming loan limit: Monroe County, PA
Last updated 2026-10-16. Data only, not financial or tax advice.