Monroe County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $285,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,868 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $285,200 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 2.92× |
| Median household income | $65,868 |
| Median home value ÷ income | 4.3× |
| Population | 140,965 |
| Median property tax paid (owners) | $2,036 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 54.0% |
| Home value rank in Indiana | 4 of 92 counties |
| Neighbor: Brown County, IN | limit $832,750; median home $269,100 |
| Neighbor: Greene County, IN | limit $832,750; median home $153,200 |
| Neighbor: Jackson County, IN | limit $832,750; median home $178,300 |
| Neighbor: Lawrence County, IN | limit $832,750; median home $175,000 |
| Neighbor: Morgan County, IN | limit $832,750; median home $237,600 |
| Neighbor: Owen County, IN | limit $832,750; median home $172,400 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monroe County's median home value is 31% above the state median of $218,200 (rank 4 of 92). Among its 6 neighboring counties, Brown County has the highest median home value ($269,100) and Greene County the lowest ($153,200); all share the same loan limit. Owners pay a median $2,036 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Monroe County, GA
- 2026 conforming loan limit: Monroe County, IA
- 2026 conforming loan limit: Monroe County, IL
- 2026 conforming loan limit: Monroe County, KY
- 2026 conforming loan limit: Monroe County, MI
- 2026 conforming loan limit: Monroe County, MO
- 2026 conforming loan limit: Monroe County, MS
- 2026 conforming loan limit: Monroe County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.