Monroe County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $156,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,996 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $156,300 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.33× |
| Median household income | $70,996 |
| Median home value ÷ income | 2.2× |
| Population | 7,513 |
| Median property tax paid (owners) | $2,149 |
| Effective property tax rate (approx.) | 1.37% |
| Owner-occupied homes | 81.3% |
| Home value rank in Iowa | 56 of 99 counties |
| Neighbor: Appanoose County, IA | limit $832,750; median home $124,200 |
| Neighbor: Davis County, IA | limit $832,750; median home $161,900 |
| Neighbor: Lucas County, IA | limit $832,750; median home $120,200 |
| Neighbor: Mahaska County, IA | limit $832,750; median home $157,800 |
| Neighbor: Marion County, IA | limit $832,750; median home $233,000 |
| Neighbor: Wapello County, IA | limit $832,750; median home $125,100 |
| Neighbor: Wayne County, IA | limit $832,750; median home $111,300 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monroe County's median home value is 25% below the state median of $208,000 (rank 56 of 99). Among its 7 neighboring counties, Marion County has the highest median home value ($233,000) and Wayne County the lowest ($111,300); all share the same loan limit. Owners pay a median $2,149 a year in property tax, an effective rate of about 1.37% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Monroe County, AR
- 2026 conforming loan limit: Monroe County, FL
- 2026 conforming loan limit: Monroe County, GA
- 2026 conforming loan limit: Monroe County, IL
- 2026 conforming loan limit: Monroe County, IN
- 2026 conforming loan limit: Monroe County, KY
- 2026 conforming loan limit: Monroe County, MI
- 2026 conforming loan limit: Monroe County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.