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2026 conforming loan limit: Monroe County, AR

Quick answer

Monroe County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 9.4 times the county's median home value of $88,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $43,214 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$88,700
Arkansas median home value$188,000
Limit ÷ median home value9.39×
Median household income$43,214
Median home value ÷ income2.1×
Population6,589
Median property tax paid (owners)$456
Effective property tax rate (approx.)0.51%
Owner-occupied homes62.6%
Home value rank in Arkansas71 of 75 counties
Neighbor: Arkansas County, ARlimit $832,750; median home $138,100
Neighbor: Lee County, ARlimit $832,750; median home $75,300
Neighbor: Phillips County, ARlimit $832,750; median home $78,200
Neighbor: Prairie County, ARlimit $832,750; median home $96,400
Neighbor: St. Francis County, ARlimit $832,750; median home $90,900
Neighbor: Woodruff County, ARlimit $832,750; median home $106,500

Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monroe County's median home value is 53% below the state median of $188,000 (rank 71 of 75). Among its 6 neighboring counties, Arkansas County has the highest median home value ($138,100) and Lee County the lowest ($75,300); all share the same loan limit. Owners pay a median $456 a year in property tax, an effective rate of about 0.51% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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