Monroe County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 6.9 times the county's median home value of $120,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,866 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $120,800 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 6.89× |
| Median household income | $51,866 |
| Median home value ÷ income | 2.3× |
| Population | 33,747 |
| Median property tax paid (owners) | $843 |
| Effective property tax rate (approx.) | 0.70% |
| Owner-occupied homes | 76.3% |
| Home value rank in Mississippi | 43 of 82 counties |
| Neighbor: Lamar County, AL | limit $832,750; median home $114,000 |
| Neighbor: Marion County, AL | limit $832,750; median home $106,600 |
| Neighbor: Chickasaw County, MS | limit $832,750; median home $109,800 |
| Neighbor: Clay County, MS | limit $832,750; median home $129,100 |
| Neighbor: Itawamba County, MS | limit $832,750; median home $142,400 |
| Neighbor: Lee County, MS | limit $832,750; median home $199,500 |
| Neighbor: Lowndes County, MS | limit $832,750; median home $164,100 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monroe County's median home value is 29% below the state median of $169,800 (rank 43 of 82). Among its 7 neighboring counties, Lee County has the highest median home value ($199,500) and Marion County the lowest ($106,600); all share the same loan limit. Owners pay a median $843 a year in property tax, an effective rate of about 0.70% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Monroe County, KY
- 2026 conforming loan limit: Monroe County, MI
- 2026 conforming loan limit: Monroe County, MO
- 2026 conforming loan limit: Monroe County, NY
- 2026 conforming loan limit: Monroe County, OH
- 2026 conforming loan limit: Monroe County, PA
- 2026 conforming loan limit: Monroe County, TN
- 2026 conforming loan limit: Monroe County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.