Monroe County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $267,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,565 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $267,600 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 3.11× |
| Median household income | $83,565 |
| Median home value ÷ income | 3.2× |
| Population | 167,515 |
| Median property tax paid (owners) | $4,447 |
| Effective property tax rate (approx.) | 1.66% |
| Owner-occupied homes | 80.2% |
| Home value rank in Pennsylvania | 13 of 67 counties |
| Neighbor: Sussex County, NJ | limit $1,209,750; median home $369,400 |
| Neighbor: Warren County, NJ | limit $832,750; median home $346,500 |
| Neighbor: Carbon County, PA | limit $832,750; median home $211,400 |
| Neighbor: Lackawanna County, PA | limit $832,750; median home $201,800 |
| Neighbor: Luzerne County, PA | limit $832,750; median home $174,100 |
| Neighbor: Northampton County, PA | limit $832,750; median home $308,600 |
| Neighbor: Pike County, PA | limit $1,209,750; median home $272,600 |
| Neighbor: Wayne County, PA | limit $832,750; median home $242,100 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Monroe County's median home value is 5% above the state median of $254,500 (rank 13 of 67). Among its 8 neighboring counties, Sussex County has the highest median home value ($369,400) and Luzerne County the lowest ($174,100); 2 neighbor(s) have a different loan limit. Owners pay a median $4,447 a year in property tax, an effective rate of about 1.66% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Monroe County, MS
- 2026 conforming loan limit: Monroe County, NY
- 2026 conforming loan limit: Monroe County, OH
- 2026 conforming loan limit: Monroe County, TN
- 2026 conforming loan limit: Monroe County, WI
- 2026 conforming loan limit: Monroe County, WV
- 2026 conforming loan limit: Montague County, TX
- 2026 conforming loan limits in Montana by county
Last updated 2026-10-16. Data only, not financial or tax advice.