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2026 conforming loan limit: Monroe County, WI

Quick answer

Monroe County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $210,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,467 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$210,000
Wisconsin median home value$266,500
Limit ÷ median home value3.97×
Median household income$69,467
Median home value ÷ income3.0×
Population46,208
Median property tax paid (owners)$2,826
Effective property tax rate (approx.)1.35%
Owner-occupied homes72.8%
Home value rank in Wisconsin48 of 72 counties
Neighbor: Jackson County, WIlimit $832,750; median home $196,100
Neighbor: Juneau County, WIlimit $832,750; median home $177,700
Neighbor: La Crosse County, WIlimit $832,750; median home $257,000
Neighbor: Vernon County, WIlimit $832,750; median home $223,800

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monroe County's median home value is 21% below the state median of $266,500 (rank 48 of 72). Among its 4 neighboring counties, La Crosse County has the highest median home value ($257,000) and Juneau County the lowest ($177,700); all share the same loan limit. Owners pay a median $2,826 a year in property tax, an effective rate of about 1.35% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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