Monroe County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $142,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,134 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $142,700 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 5.84× |
| Median household income | $60,134 |
| Median home value ÷ income | 2.4× |
| Population | 13,227 |
| Median property tax paid (owners) | $1,176 |
| Effective property tax rate (approx.) | 0.82% |
| Owner-occupied homes | 79.9% |
| Home value rank in Ohio | 81 of 88 counties |
| Neighbor: Belmont County, OH | limit $832,750; median home $154,900 |
| Neighbor: Noble County, OH | limit $832,750; median home $163,600 |
| Neighbor: Washington County, OH | limit $832,750; median home $185,600 |
| Neighbor: Marshall County, WV | limit $832,750; median home $149,800 |
| Neighbor: Tyler County, WV | limit $832,750; median home $121,300 |
| Neighbor: Wetzel County, WV | limit $832,750; median home $107,900 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Monroe County's median home value is 34% below the state median of $214,800 (rank 81 of 88). Among its 6 neighboring counties, Washington County has the highest median home value ($185,600) and Wetzel County the lowest ($107,900); all share the same loan limit. Owners pay a median $1,176 a year in property tax, an effective rate of about 0.82% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Monroe County, MO
- 2026 conforming loan limit: Monroe County, MS
- 2026 conforming loan limit: Monroe County, NY
- 2026 conforming loan limit: Monroe County, PA
- 2026 conforming loan limit: Monroe County, TN
- 2026 conforming loan limit: Monroe County, WI
- 2026 conforming loan limit: Monroe County, WV
- 2026 conforming loan limit: Montague County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.