Plymouth County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $228,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,251 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $228,900 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 3.64× |
| Median household income | $83,251 |
| Median home value ÷ income | 2.7× |
| Population | 25,747 |
| Median property tax paid (owners) | $2,455 |
| Effective property tax rate (approx.) | 1.07% |
| Owner-occupied homes | 73.6% |
| Home value rank in Iowa | 14 of 99 counties |
| Neighbor: Cherokee County, IA | limit $832,750; median home $158,700 |
| Neighbor: O'Brien County, IA | limit $832,750; median home $173,100 |
| Neighbor: Sioux County, IA | limit $832,750; median home $250,100 |
| Neighbor: Woodbury County, IA | limit $832,750; median home $183,200 |
| Neighbor: Union County, SD | limit $832,750; median home $301,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Plymouth County's median home value is 10% above the state median of $208,000 (rank 14 of 99). Among its 5 neighboring counties, Union County has the highest median home value ($301,100) and Cherokee County the lowest ($158,700); all share the same loan limit. Owners pay a median $2,455 a year in property tax, an effective rate of about 1.07% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Platte County, WY
- 2026 conforming loan limit: Pleasants County, WV
- 2026 conforming loan limit: Plumas County, CA
- 2026 conforming loan limit: Plymouth County, MA
- 2026 conforming loan limit: Pocahontas County, IA
- 2026 conforming loan limit: Pocahontas County, WV
- 2026 conforming loan limit: Poinsett County, AR
- 2026 conforming loan limit: Pointe Coupee Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.