Plymouth County, Massachusetts has a 2026 one-unit conforming loan limit of $962,550, which is 1.7 times the county's median home value of $556,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $114,201 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $962,550 |
| 2-unit limit | $1,232,250 |
| 3-unit limit | $1,489,500 |
| 4-unit limit | $1,851,100 |
| Median home value (ACS 2020–24) | $556,000 |
| Massachusetts median home value | $562,100 |
| Limit ÷ median home value | 1.73× |
| Median household income | $114,201 |
| Median home value ÷ income | 4.9× |
| Population | 535,075 |
| Median property tax paid (owners) | $6,502 |
| Effective property tax rate (approx.) | 1.17% |
| Owner-occupied homes | 77.6% |
| Home value rank in Massachusetts | 8 of 14 counties |
| Neighbor: Barnstable County, MA | limit $832,750; median home $629,000 |
| Neighbor: Bristol County, MA | limit $832,750; median home $451,200 |
| Neighbor: Norfolk County, MA | limit $962,550; median home $683,900 |
| Neighbor: Suffolk County, MA | limit $962,550; median home $705,800 |
Across Massachusetts's 14 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 7 high-cost counties. Plymouth County's median home value is 1% below the state median of $562,100 (rank 8 of 14). Among its 4 neighboring counties, Suffolk County has the highest median home value ($705,800) and Bristol County the lowest ($451,200); 2 neighbor(s) have a different loan limit. Owners pay a median $6,502 a year in property tax, an effective rate of about 1.17% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Plymouth County, Massachusetts?
Plymouth County, Massachusetts has a 2026 one-unit conforming loan limit of $962,550, which is 1.7 times the county's median home value of $556,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $114,201 (FHFA; Census ACS 2020–2024).
What is the median home value in Plymouth County, Massachusetts?
The median owner-occupied home value in Plymouth County is $556,000 (ACS 2020–2024), versus $562,100 statewide.
Do I need a jumbo loan in Plymouth County?
Only if your loan amount exceeds $962,550 for a one-unit home; the county median home value is $556,000, so the cap is 1.73 times the typical home value.
Related
- 2026 conforming loan limit: Middlesex County, MA
- 2026 conforming loan limit: Nantucket County, MA
- 2026 conforming loan limit: Norfolk County, MA
- 2026 conforming loan limit: Suffolk County, MA
- 2026 conforming loan limit: Worcester County, MA
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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