Worcester County, Massachusetts has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $423,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $95,939 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $423,700 |
| Massachusetts median home value | $562,100 |
| Limit ÷ median home value | 1.97× |
| Median household income | $95,939 |
| Median home value ÷ income | 4.4× |
| Population | 867,788 |
| Median property tax paid (owners) | $5,438 |
| Effective property tax rate (approx.) | 1.28% |
| Owner-occupied homes | 65.8% |
| Home value rank in Massachusetts | 10 of 14 counties |
| Neighbor: Northeastern Connecticut Planning Region, CT | limit $832,750; median home $307,600 |
| Neighbor: Franklin County, MA | limit $832,750; median home $329,000 |
| Neighbor: Hampden County, MA | limit $832,750; median home $298,800 |
| Neighbor: Hampshire County, MA | limit $832,750; median home $390,300 |
| Neighbor: Middlesex County, MA | limit $962,550; median home $727,800 |
| Neighbor: Norfolk County, MA | limit $962,550; median home $683,900 |
| Neighbor: Cheshire County, NH | limit $832,750; median home $280,100 |
| Neighbor: Hillsborough County, NH | limit $832,750; median home $421,100 |
Across Massachusetts's 14 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 7 high-cost counties. Worcester County's median home value is 25% below the state median of $562,100 (rank 10 of 14). Among its 8 neighboring counties, Middlesex County has the highest median home value ($727,800) and Cheshire County the lowest ($280,100); 2 neighbor(s) have a different loan limit. Owners pay a median $5,438 a year in property tax, an effective rate of about 1.28% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.