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2026 conforming loan limit: Worth County, IA

Quick answer

Worth County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.7 times the county's median home value of $145,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,008 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$145,800
Iowa median home value$208,000
Limit ÷ median home value5.71×
Median household income$78,008
Median home value ÷ income1.9×
Population7,350
Median property tax paid (owners)$1,600
Effective property tax rate (approx.)1.10%
Owner-occupied homes83.2%
Home value rank in Iowa68 of 99 counties
Neighbor: Cerro Gordo County, IAlimit $832,750; median home $166,400
Neighbor: Hancock County, IAlimit $832,750; median home $141,400
Neighbor: Mitchell County, IAlimit $832,750; median home $175,100
Neighbor: Winnebago County, IAlimit $832,750; median home $135,000
Neighbor: Freeborn County, MNlimit $832,750; median home $171,100
Neighbor: Mower County, MNlimit $832,750; median home $185,200

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Worth County's median home value is 30% below the state median of $208,000 (rank 68 of 99). Among its 6 neighboring counties, Mower County has the highest median home value ($185,200) and Winnebago County the lowest ($135,000); all share the same loan limit. Owners pay a median $1,600 a year in property tax, an effective rate of about 1.10% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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