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2026 conforming loan limit: Wright County, IA

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Wright County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $119,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,190 (FHFA; Census ACS 2020โ€“2024).

โœ“ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020โ€“24)$119,600
Iowa median home value$208,000
Limit รท median home value6.96ร—
Median household income$67,190
Median home value รท income1.8ร—
Population12,791
Median property tax paid (owners)$1,806
Effective property tax rate (approx.)1.51%
Owner-occupied homes77.0%
Home value rank in Iowa90 of 99 counties
Neighbor: Cerro Gordo County, IAlimit $832,750; median home $166,400
Neighbor: Franklin County, IAlimit $832,750; median home $124,100
Neighbor: Hamilton County, IAlimit $832,750; median home $156,400
Neighbor: Hancock County, IAlimit $832,750; median home $141,400
Neighbor: Hardin County, IAlimit $832,750; median home $122,500
Neighbor: Humboldt County, IAlimit $832,750; median home $155,800
Neighbor: Kossuth County, IAlimit $832,750; median home $148,300
Neighbor: Webster County, IAlimit $832,750; median home $153,800

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wright County's median home value is 43% below the state median of $208,000 (rank 90 of 99). Among its 8 neighboring counties, Cerro Gordo County has the highest median home value ($166,400) and Hardin County the lowest ($122,500); all share the same loan limit. Owners pay a median $1,806 a year in property tax, an effective rate of about 1.51% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020โ€“2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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