Woodbury County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $183,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,658 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $183,200 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 4.55× |
| Median household income | $73,658 |
| Median home value ÷ income | 2.5× |
| Population | 106,247 |
| Median property tax paid (owners) | $2,656 |
| Effective property tax rate (approx.) | 1.45% |
| Owner-occupied homes | 68.2% |
| Home value rank in Iowa | 29 of 99 counties |
| Neighbor: Cherokee County, IA | limit $832,750; median home $158,700 |
| Neighbor: Crawford County, IA | limit $832,750; median home $153,700 |
| Neighbor: Ida County, IA | limit $832,750; median home $108,900 |
| Neighbor: Monona County, IA | limit $832,750; median home $142,900 |
| Neighbor: Plymouth County, IA | limit $832,750; median home $228,900 |
| Neighbor: Dakota County, NE | limit $832,750; median home $185,700 |
| Neighbor: Thurston County, NE | limit $832,750; median home $114,600 |
| Neighbor: Union County, SD | limit $832,750; median home $301,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Woodbury County's median home value is 12% below the state median of $208,000 (rank 29 of 99). Among its 8 neighboring counties, Union County has the highest median home value ($301,100) and Ida County the lowest ($108,900); all share the same loan limit. Owners pay a median $2,656 a year in property tax, an effective rate of about 1.45% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Woodford County, KY
- 2026 conforming loan limit: Woodruff County, AR
- 2026 conforming loan limit: Woods County, OK
- 2026 conforming loan limit: Woodson County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.