Winneshiek County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $259,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,066 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $259,200 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 3.21× |
| Median household income | $79,066 |
| Median home value ÷ income | 3.3× |
| Population | 19,873 |
| Median property tax paid (owners) | $2,894 |
| Effective property tax rate (approx.) | 1.12% |
| Owner-occupied homes | 74.2% |
| Home value rank in Iowa | 6 of 99 counties |
| Neighbor: Allamakee County, IA | limit $832,750; median home $172,300 |
| Neighbor: Chickasaw County, IA | limit $832,750; median home $182,600 |
| Neighbor: Clayton County, IA | limit $832,750; median home $168,500 |
| Neighbor: Fayette County, IA | limit $832,750; median home $136,800 |
| Neighbor: Howard County, IA | limit $832,750; median home $147,800 |
| Neighbor: Fillmore County, MN | limit $832,750; median home $221,100 |
| Neighbor: Houston County, MN | limit $832,750; median home $239,000 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Winneshiek County's median home value is 25% above the state median of $208,000 (rank 6 of 99). Among its 7 neighboring counties, Houston County has the highest median home value ($239,000) and Fayette County the lowest ($136,800); all share the same loan limit. Owners pay a median $2,894 a year in property tax, an effective rate of about 1.12% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Winnebago County, IA
- 2026 conforming loan limit: Winnebago County, IL
- 2026 conforming loan limit: Winnebago County, WI
- 2026 conforming loan limit: Winona County, MN
- 2026 conforming loan limit: Winston County, AL
- 2026 conforming loan limit: Winston County, MS
- 2026 conforming loan limit: Wirt County, WV
- 2026 conforming loan limits in Wisconsin by county
Last updated 2026-10-16. Data only, not financial or tax advice.