Winston County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $124,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,031 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $124,600 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 6.68× |
| Median household income | $53,031 |
| Median home value ÷ income | 2.3× |
| Population | 17,536 |
| Median property tax paid (owners) | $806 |
| Effective property tax rate (approx.) | 0.65% |
| Owner-occupied homes | 73.0% |
| Home value rank in Mississippi | 36 of 82 counties |
| Neighbor: Attala County, MS | limit $832,750; median home $104,600 |
| Neighbor: Choctaw County, MS | limit $832,750; median home $117,200 |
| Neighbor: Kemper County, MS | limit $832,750; median home $99,600 |
| Neighbor: Leake County, MS | limit $832,750; median home $116,800 |
| Neighbor: Neshoba County, MS | limit $832,750; median home $100,000 |
| Neighbor: Noxubee County, MS | limit $832,750; median home $90,800 |
| Neighbor: Oktibbeha County, MS | limit $832,750; median home $237,700 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Winston County's median home value is 27% below the state median of $169,800 (rank 36 of 82). Among its 7 neighboring counties, Oktibbeha County has the highest median home value ($237,700) and Noxubee County the lowest ($90,800); all share the same loan limit. Owners pay a median $806 a year in property tax, an effective rate of about 0.65% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limits in Wisconsin by county
- 2026 conforming loan limit: Wise County, TX
- 2026 conforming loan limit: Wise County, VA
- 2026 conforming loan limit: Wolfe County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.