Winona County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $235,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,744 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $235,400 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 3.54× |
| Median household income | $70,744 |
| Median home value ÷ income | 3.3× |
| Population | 49,779 |
| Median property tax paid (owners) | $2,180 |
| Effective property tax rate (approx.) | 0.93% |
| Owner-occupied homes | 69.5% |
| Home value rank in Minnesota | 43 of 87 counties |
| Neighbor: Fillmore County, MN | limit $832,750; median home $221,100 |
| Neighbor: Houston County, MN | limit $832,750; median home $239,000 |
| Neighbor: Olmsted County, MN | limit $832,750; median home $331,700 |
| Neighbor: Wabasha County, MN | limit $832,750; median home $264,400 |
| Neighbor: Buffalo County, WI | limit $832,750; median home $213,300 |
| Neighbor: La Crosse County, WI | limit $832,750; median home $257,000 |
| Neighbor: Trempealeau County, WI | limit $832,750; median home $216,700 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Winona County's median home value is 29% below the state median of $329,300 (rank 43 of 87). Among its 7 neighboring counties, Olmsted County has the highest median home value ($331,700) and Buffalo County the lowest ($213,300); all share the same loan limit. Owners pay a median $2,180 a year in property tax, an effective rate of about 0.93% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Winnebago County, IL
- 2026 conforming loan limit: Winnebago County, WI
- 2026 conforming loan limit: Winneshiek County, IA
- 2026 conforming loan limit: Winston County, AL
- 2026 conforming loan limit: Winston County, MS
- 2026 conforming loan limit: Wirt County, WV
- 2026 conforming loan limits in Wisconsin by county
- 2026 conforming loan limit: Wise County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.