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2026 conforming loan limit: Winnebago County, WI

Quick answer

Winnebago County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $225,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,925 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$225,800
Wisconsin median home value$266,500
Limit ÷ median home value3.69×
Median household income$74,925
Median home value ÷ income3.0×
Population171,769
Median property tax paid (owners)$3,679
Effective property tax rate (approx.)1.63%
Owner-occupied homes65.8%
Home value rank in Wisconsin36 of 72 counties
Neighbor: Calumet County, WIlimit $832,750; median home $274,200
Neighbor: Fond Du Lac County, WIlimit $832,750; median home $222,800
Neighbor: Green Lake County, WIlimit $832,750; median home $215,400
Neighbor: Outagamie County, WIlimit $832,750; median home $267,300
Neighbor: Waupaca County, WIlimit $832,750; median home $211,400
Neighbor: Waushara County, WIlimit $832,750; median home $203,100

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Winnebago County's median home value is 15% below the state median of $266,500 (rank 36 of 72). Among its 6 neighboring counties, Calumet County has the highest median home value ($274,200) and Waushara County the lowest ($203,100); all share the same loan limit. Owners pay a median $3,679 a year in property tax, an effective rate of about 1.63% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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