Wolfe County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 11.0 times the county's median home value of $75,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $30,417 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $75,800 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 10.99× |
| Median household income | $30,417 |
| Median home value ÷ income | 2.5× |
| Population | 6,443 |
| Median property tax paid (owners) | $414 |
| Effective property tax rate (approx.) | 0.55% |
| Owner-occupied homes | 73.6% |
| Home value rank in Kentucky | 116 of 120 counties |
| Neighbor: Breathitt County, KY | limit $832,750; median home $70,300 |
| Neighbor: Lee County, KY | limit $832,750; median home $83,900 |
| Neighbor: Magoffin County, KY | limit $832,750; median home $89,000 |
| Neighbor: Menifee County, KY | limit $832,750; median home $125,800 |
| Neighbor: Morgan County, KY | limit $832,750; median home $118,200 |
| Neighbor: Powell County, KY | limit $832,750; median home $141,100 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wolfe County's median home value is 63% below the state median of $205,600 (rank 116 of 120). Among its 6 neighboring counties, Powell County has the highest median home value ($141,100) and Breathitt County the lowest ($70,300); all share the same loan limit. Owners pay a median $414 a year in property tax, an effective rate of about 0.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.