Wood County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $227,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,216 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $227,600 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 3.66× |
| Median household income | $74,216 |
| Median home value ÷ income | 3.1× |
| Population | 132,064 |
| Median property tax paid (owners) | $3,059 |
| Effective property tax rate (approx.) | 1.34% |
| Owner-occupied homes | 64.4% |
| Home value rank in Ohio | 18 of 88 counties |
| Neighbor: Hancock County, OH | limit $832,750; median home $204,700 |
| Neighbor: Henry County, OH | limit $832,750; median home $168,600 |
| Neighbor: Lucas County, OH | limit $832,750; median home $163,900 |
| Neighbor: Ottawa County, OH | limit $832,750; median home $219,900 |
| Neighbor: Putnam County, OH | limit $832,750; median home $201,100 |
| Neighbor: Sandusky County, OH | limit $832,750; median home $160,700 |
| Neighbor: Seneca County, OH | limit $832,750; median home $154,700 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wood County's median home value is 6% above the state median of $214,800 (rank 18 of 88). Among its 7 neighboring counties, Ottawa County has the highest median home value ($219,900) and Seneca County the lowest ($154,700); all share the same loan limit. Owners pay a median $3,059 a year in property tax, an effective rate of about 1.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wise County, TX
- 2026 conforming loan limit: Wise County, VA
- 2026 conforming loan limit: Wolfe County, KY
- 2026 conforming loan limit: Wood County, TX
- 2026 conforming loan limit: Wood County, WI
- 2026 conforming loan limit: Wood County, WV
- 2026 conforming loan limit: Woodbury County, IA
- 2026 conforming loan limit: Woodford County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.