Quick answer
The 2026 one-unit conforming loan limit in Massachusetts is between $832,750 and $1,249,125 depending on the county (14 counties), per FHFA.
Data as of 2026. Source: FHFA, 2026 conforming loan limits
| County | 1-unit limit |
|---|---|
| Barnstable County | $832,750 |
| Berkshire County | $832,750 |
| Bristol County | $832,750 |
| Dukes County | $1,249,125 |
| Essex County | $962,550 |
| Franklin County | $832,750 |
| Hampden County | $832,750 |
| Hampshire County | $832,750 |
| Middlesex County | $962,550 |
| Nantucket County | $1,249,125 |
| Norfolk County | $962,550 |
| Plymouth County | $962,550 |
| Suffolk County | $962,550 |
| Worcester County | $832,750 |
Related
- 2026 conforming loan limit: Mason County, WA
- 2026 conforming loan limit: Mason County, WV
- 2026 conforming loan limit: Massac County, IL
- 2026 conforming loan limit: Matagorda County, TX
- 2026 conforming loan limit: Matanuska-Susitna Borough, AK
- 2026 conforming loan limit: Mathews County, VA
- 2026 conforming loan limit: Maui County, HI
- 2026 conforming loan limit: Maunabo Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.