Maui County, Hawaii has a 2026 one-unit conforming loan limit of $1,299,500, which is 1.4 times the county's median home value of $904,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $97,161 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,299,500 |
| 2-unit limit | $1,663,600 |
| 3-unit limit | $2,010,950 |
| 4-unit limit | $2,499,100 |
| Median home value (ACS 2020–24) | $904,700 |
| Hawaii median home value | $839,100 |
| Limit ÷ median home value | 1.44× |
| Median household income | $97,161 |
| Median home value ÷ income | 9.3× |
| Population | 164,522 |
| Median property tax paid (owners) | $1,466 |
| Effective property tax rate (approx.) | 0.16% |
| Owner-occupied homes | 65.6% |
| Home value rank in Hawaii | 1 of 4 counties |
| Neighbor: Kalawao County, HI | limit $1,299,500; median home n/a |
Across Hawaii's 5 counties, FHFA's 2026 one-unit limits range from $1,249,125 to $1,299,500, with 5 high-cost counties. Maui County's median home value is 8% above the state median of $839,100 (rank 1 of 4). Among its 1 neighboring counties, Kalawao County has the highest median home value ($0) and Kalawao County the lowest ($0); all share the same loan limit. Owners pay a median $1,466 a year in property tax, an effective rate of about 0.16% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.